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What is online fraud?

Phishing scam fraud identity theft concept - hand holding onto credit card on fishing hook

“Online fraud” is a term used to describe the act of deceiving users on the Internet. These scams include identity theft and phishing, but they can also be more difficult to detect, such as malware attacks.
The advent of the Internet has brought opportunities to people all over the world who wish to deceive other people. Online scams have been around for decades on a variety of platforms ranging from spam, phishing sites, and fake social media profiles on Facebook and Instagram.
In recent years we are encountering a lot more scams due to the growing number of social media platforms in recent years.

How does online fraud work?

Online scams are becoming more and more sophisticated by the day. It is estimated that the average consumer loses $1,500 a year due to online scams.
A common process of online fraud usually begins when the fraudster sends an email to the victim. The email may ask for personal information such as name, address, social security number, or other sensitive details. At this point, the scammer gets access to your information. After this point, there are several ways the scammer can take your money or other valuables from you.
In addition, the most common way is that the victim is asked to pay a bank transfer in order to receive something (usually a rare item). Other ways include identity theft or making payments in someone else’s name without their knowledge.

How to detect online fraud?

Here are some ways to avoid being scammed by online scam artists:

  • Read comments. If someone posts a comment in similar language to the scammer, they are likely part of the scam.
  • Google the company/person before taking action online to make sure they are legitimate.
  • Be wary of links that claim to offer discounts or coupons, especially if they are quick and easy ways to earn money or get free items.
  • Be careful who you trust: If someone calls you at once and asks for sensitive information, don’t provide it without verifying your identity first.
    Additional signs to identify fraud on the net can be a lot of spelling errors or the site does not look dubious and not invested.

How to avoid online fraud?

When you’re online, it can be hard to tell if a website is legitimate or not. In order to avoid scams, it is important to know what they look like and how to spot them.
If you have an email account, your inbox is full of spam emails. The first step in avoiding these emails is knowing what a scam looks like. There are three ways a scam message can appear: it will offer you something for free, it talks about how the sender has been taken by someone else and offers their help, or it is an unknown sender asking for personal information.

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Yago setern

I write for people, I write to expand my knowledge and yours together. I study cultures in terms of economics and fashion. Hope you enjoy reading my words in the magazine.

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